Humm/Oxipay
What is Humm?
Humm is one of Australia's leading "Buy Now Pay Later" payment providers. Previously trading as Ezi-Pay and Oxipay. They combined the two to become Humm, providing shoppers with a straight forward and simple way to BNPL without interest on purchases between $1 and $30,000.
It can be used for shopping for clothing and shoes, electronics and tech, kids toys and games, furniture, beauty and makeup, home appliances and so much more. In fact, you can use Humm for just about anything you can think of.
Comparison Features
| Features | Little Things | Big Things |
|---|---|---|
Credit Limit | Upto $2000 | Upto $6000 |
Repayment | Weekly or Fortnightly in 5 to 10 Slices | 6, 12 or 24 Months |
Monthly Fee | $0 to $8 (Depend on Repayment) | $8 |
Repeat Purchase Fee | $0 | $29 |
Late Payment Fee | $6 | $6 |
Buy 'Little Things'
- Apply for up to $2000
- Pay weekly or fortnightly in 5 or 10 slices
Buy 'Big Things'
- Apply in store for up to $6000
- Repay over 6, 12 or 24 months
How Humm works?
It works by simply breaking your purchase down into interest-free instalments. You simply find a retailer who has Humm as a payment option (use the search at the top of the screen to make this really easy), and then select Humm as the payment option during the checkout process. Then simply follow the prompts to either register a new account, or sign in to your existing account.
Who can use Humm?
Be an Australian citizen or permanent resident.
Must be 18 or older.
Have a valid debit card in your name.
Have never declared bankruptcy or insolvency.
Is there a minimum spend?
You can use Humm 'little things' for purchases between $1 and $2,000. For orders over $2,000 (and up to $30,000)
then it requires their product Humm 'Big Things'.
Sign Up
And Get Fast Approval
Shop Now
Check Out Online With HUMM
Pay in Slices
And Pay Your Way!
How many orders can I have?
With 'Little Things' (Up to $2k) you can place as many orders as your would like. With 'Big Things' ($2k to $30k) then there is a fee on any additional orders. We also recommend to check their Returns & Fee's page for Terms & Conditions.
Frequently Asked Questions By Wizpay Users
There Are Some Questions That Are Regularly Asked By Users. All The Questions and Their Answers You Can Find Below Which Are As Follows:
WHAT IS HUMM?
WHO CAN USE HUMM?
Live in Australia
Be at least 18 year old
Have a valid email address and mobile number
Own an Australian debit or credit card
Have an Australian drivers licence, passport or Medicare card
WHY DO I HAVE TWO AMOUNTS - ONE FOR 'BIG THINGS' AND ONE FOR 'LITTLE THINGS'?
HOW DO I SHOP WITH HUMM?
Humm is fast and simple to use no matter where you prefer to shop:
Online, simply select humm at checkout and you will be taken through to humm to confirm your payment
In store, log into the humm portal and generate a barcode. Simply take this to the checkout with your purchase and they will scan or input the code
ARE THERE EXCLUSIONS TO WHAT I CAN PURCHASE WITH HUMM?
Yes, iPhone's and Samsung mobile phones cannot be purchased using Humm as a payment method. If you are purchasing an iPhone or Samsung phone please use one of payment methods available in the checkout.
Please note that Humm 'Big Things' is not available to use on some products including but not limited to gift cards, iTunes cards, epay recharge, Asko, Dyson, Apple, Miele, Pro-forma brands products.
Pay Later Alligator : Seamless Shopping with Humm Partnership
With Humm, customers can shop for their favorite products on Pay Later Alligator and pay for them in convenient installments. The integration of Humm with Pay Later Alligator has provided customers with an additional payment option, making it easier and more affordable for them to purchase products from the store. Customers can choose to pay for their purchases in interest-free installments over 10 weeks, or in larger installments over a longer period, depending on their budget and preferences.